
Upstart
Senior Software Engineer, New Product
Remote (Worldwide)RemotePosted 28 days ago$142,000 – $226,400
Full TimeSeniorRemote
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Job Description
About UpstartAt Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanc
Key Highlights
- Design and build the frontend systems that power a brand-new consumer credit experience.
- Develop scalable, distributed services using event-driven architectures to ensure reliability, observability, and long-term maintainability.
- Collaborate closely with design and product to translate intent into features that serve millions of consumers.
- Drive technical decisions in a zero-to-one product environment, balancing speed with high-quality execution.
- Apply AI-native workflows to accelerate development, testing, analysis, and documentation.
Qualifications
Required Qualifications
- 4+ years of experience building frontend and backend systems in production, ideally for consumer-facing applications.
- Strong technical background in distributed systems and event-driven architecture (Kafka, SQS, Kinesis, or similar).
- Proficiency in object-oriented programming languages (e.g., Java, Kotlin, C#, Python, Ruby) and familiarity with relational databases, APIs, and caching.
- Demonstrated ability to work autonomously and thrive in ambiguous, early-stage product environments.
- Deep product sense with a strong focus on end-user experience and outcomes.
- Familiarity with observability and reliability concepts (metrics, logs, traces, SLOs).
- Actively uses AI tools in engineering workflows, with strong opinions about the future of AI in software development.
- Excellent written and verbal communication skills.
- Experience at consumer-focused (B2C) fintech or technology companies with millions of users.
- Background in backend systems related to payments, credit, or high-scale user workflows.
- Experience building zero-to-one products and contributing to product direction in small teams.
- Exposure to schema evolution and safe data migrations in distributed environments (e.g., Protobuf, Avro).
- Entrepreneurial mindset—comfortable in dynamic environments, with a bias toward action and ownership.
- Track record of scrappy, high-quality execution and an interest in building software that serves underserved populations.
- Strong AI instincts—interest or experience building agentic systems or applying LLMs to development and testing.
Skills & Technologies
KafkaJavaKotlinPythonRuby
About the Company
Upstart
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Job Details
Employment Type
Full Time
Experience Level
Senior
Salary Range
$142,000 – $226,400
Location
Remote (Worldwide)
Work Mode
Remote
Posted
28 days ago