Money Forward

Money Forward

Senior Backend Engineer, ML Platform, Tokyo

Japan (Hybrid)RemotePosted Today¥7,008,000 – ¥7,008,000
Full TimeSeniorRemoteJP

See how this job matches your profile

Sign in for an AI-powered fit score, breakdown, and a tailored resume.

Sign in

Job Description

Guided by Money Forward AI Vision 2026, Money Forward is driving company-wide AX (AI Transformation) to deliver “digital workers” — AI agents that carry out business operations autonomously. The CDAO

Key Highlights

  • Design and implement the microservice architecture: a high-performance, low-latency service in Python and FastAPI, built for transaction volumes at the scale of tens of millions of users, including service boundaries and data ownership.
  • Design API contracts and reach agreement with stakeholders: OpenAPI schemas and error taxonomies, versioning and backward compatibility, and the process for changing contracts with Digital Bank and group-company stakeholders.
  • Bring models and credit logic into production, with resilience by design: the client-side interface for SageMaker endpoints, latency budget allocation, and timeout, retry, circuit breaker, and fallback behavior.
  • Implement credit domain logic with correctness and explainability: credit limit calculation with exhaustive boundary and failure cases, idempotency, reproducibility (linking input data, model version, and logic), and audit trail design.
  • Design for performance around data supply: how aggregated data in object storage is loaded, freshness management and consistent cutover, caching strategy, and asynchronous/parallel model calls.

Qualifications

Required Qualifications

  • 5+ years of professional software engineering experience designing, building, and operating web APIs and microservices in Python or comparable languages
  • Track record with high-traffic, low-latency applications through efficient API design and application-level performance tuning
  • Contract and failure design experience for external system integrations including API schema, error taxonomy, timeouts, retries, and fallbacks
  • Strong test design and quality assurance background with experience embedding automated testing into the development process
  • Cloud application development experience on AWS using containerized environments and CI/CD pipelines
  • Ability to collaborate and build agreement across roles to drive technical specifications with SRE, machine learning engineers, and external stakeholders

Preferred Qualifications

  • Knowledge of machine learning integration and MLOps, including calling models on platforms like Amazon SageMaker and designing for inference latency
  • Understanding of data platforms and pipelines like S3, Glue, and Databricks to inform technical specs and incident analysis
  • Fluency reading and writing IaC with Terraform to propose infrastructure changes via pull requests
  • Experience in financial services, credit, or payments domains with exposure to auditability, traceability, and advanced security like mTLS, OAuth, or JWT
  • Leadership experience as a tech lead or scrum master with authority over architecture, code quality, and process standardization

Skills & Technologies

REST APIMachine LearningScrumCI/CDPythonFastAPIAWSTerraform

Interested in this role?

Sign in or create a free account to see how this job matches your skills, apply with one click, and let our AI tailor your resume.

Sign in to apply
AI-powered resume optimization
Save and track your applications

Job Details

Employment Type

Full Time

Experience Level

Senior

Salary Range

¥7,008,000 – ¥7,008,000

Location

Japan (Hybrid)

Work Mode

Remote

Posted

Today

Country

JP