Upstart
Compliance Risk & Controls Manager, Unsecured Line
USARemotePosted Today$145,100 – $201,100
Full TimeSeniorRemoteUS
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Job Description
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advan
Key Highlights
- Lead end-to-end compliance workstreams supporting Upstart’s unsecured line of credit product, including customer disclosures, periodic statements, change-in-terms communications, error resolution requirements, and credit reporting readiness.
- Partner closely with Product, Engineering, Legal, and Risk teams to interpret regulatory requirements and incorporate compliant, customer-focused solutions into product design and implementation.
- Develop and maintain clear, audit-ready documentation, controls, and governance processes that support internal reviews, partner oversight, and regulatory examinations.
- Drive cross-functional compliance initiatives from planning through implementation, coordinating stakeholders and ensuring business readiness for product launches and enhancements.
- Monitor compliance-related risks, identify opportunities to strengthen processes and controls, and recommend practical solutions that enable the business to scale responsibly.
Qualifications
Required Qualifications
- 5+ years of product compliance, or risk experience supporting unsecured consumer lending products
- Experience interpreting and applying consumer lending regulations, including FCRA/Regulation V and credit furnishing requirements
- Experience leading compliance workstreams supporting product launches or major product enhancements
- Experience partnering cross-functionally with Product, Engineering, Legal, and Risk teams
- Experience developing audit-ready documentation, controls, and compliance processes
- Knowledge of Regulation Z (TILA), Regulation E, and regulations governing open-end consumer credit
- Ability to translate regulatory requirements into practical guidance for product and engineering teams
- Experience supporting bank partnership or bank-readiness programs
- Skills in building scalable compliance documentation and governance frameworks
- Experience using collaboration and workflow management tools such as Confluence and Jira
- Direct, hands-on experience working on unsecured lending products themselves (lines of credit) — not just familiarity with the regulations that govern them
- Strong analytical rigor and attention to detail — reasons through ambiguous regulatory questions rather than defaulting to a checklist, especially under bank-readiness deadline pressure
- Self-starter who builds structure and process without waiting to be told what’s missing, with fluency in GenAI tools to accelerate documentation and research
Skills & Technologies
ConfluenceJira
About the Company
Upstart
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Job Details
Employment Type
Full Time
Experience Level
Senior
Salary Range
$145,100 – $201,100
Location
USA
Work Mode
Remote
Posted
Today
Country
US